Evaelynn V. Koutoumanis

I bring 20 years across Retail, Private, Corporate and Investment Banking, Asset/Investment Management, FinTech, EMIs/PSPs, Blockchain, Digital Assets/Cryptoassets, Crowdfunding, and AI-driven firms, bridging CCO, COO, MLRO, DPO, and Founder-facing advisory environments. Since 2020, I have assessed/refined 50+ FinTech, Digital Asset, DLT, DeFi, EMIs, Crowdfunding and AI-enabled Models, testing Regulatory Perimeter, FinCrime Exposure, Tokenisation Viability, Operating Model Maturity, Governance Evidence, Money Flows, Investor and Commercial Viability. ✅ Regulatory Strategy & Global Readiness: UK/FCA, EU/MiCA, EMEA, APAC and NA positioning, MLRs 2017, Cryptoasset Registration logic, EMI/PSP Readiness, Business Plans, Systems and Controls, Governance and Remediation. ✅ Financial Crime & Risk Architecture: AML/CTF/CPF, BWRA/CRA, KYC/KYB, CDD/EDD, PEPs, Sanctions, Fraud/ABAC, Transaction Monitoring, SARs, Board MI, 1LoD/2LoD/3LoD and remediation. ✅ AI Law, Policies, Ethics, Governance & GDPR: EU AI Act readiness, AI Policies, Risk Classification, Model/Vendor Governance, Agent/Copilot Controls, AI-assisted Onboarding/Monitoring, Automated Decision-making, Explainability, Human Oversight, Data Ethics, Privacy-by-Design/Default, DPIAs and Data Subject Rights. ✅ Commercialisation & Investor Readiness: Business-Model Viability, Monetisation under Regulatory Constraints, GTM, Market-entry, Fundraising, Investor Diligence, Pitch-Deck Risk Positioning, Partner Confidence and Scale-up Readiness. Academically, I possess a multidimensional foundation across Law, Digital Forensics, Entrepreneurship, FinTech, Blockchain, Digital Assets, AI Law/Policies/Ethics/Governance, AI Agents, MBA studies. My education from LSE, Harvard, MIT, Berkeley, Babson, University of Edinburgh, Delft, HKU enables me to fuse Emerging Technologies with viable Commercial Strategies, ensuring Regulatory alignment as a competitive advantage in dynamic markets. Considering Fractional/Advisory mandates with Founders, CEOs, Investors and Boards building ventures that need to pass Scrutiny, Trust and Scale Defensibly. ⚠️ No Regulatory Arbitrage. No Cosmetic Compliance. Build Ventures that can explain themselves to Regulators, Investors, Banking Partners, Clientele/Users and Boards.

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